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RESIDENTIAL CAPITAL RAISE BRIDGE LOAN

Talk to us today about a residential capital raise bridging loan and find out below how they can help you. 

What Is a Residential Capital Raise Bridging Loan?

A residential bridging loan is a kind of short-term financing that works as a solution for homeowners who are trying to raise capital against the value of their property (residential property).

 

Our residential bridging finance is often utilised when homeowners require fast funds, but don’t want to go through more lengthy traditional methods like refinancing property.

What a Residential Capital Raise Bridging Loan Can Be Used For

Bridging loans for residential property can be used for a range of purposes, yet these will of course be related to the property. Some examples of why people apply for bridging finance for capital raise include:

Home Renovations 

Often, a residential capital raise bridging loan may be used to raise capital for renovations, repairs or large-scale improvements. This could include large purchases such as a new bathroom, a new kitchen or even an extension all of which can contribute to an increase in the property’s value.

Pay off Debt

 

Another reason somebody may utilise a fast bridging loan is to pay off any outstanding debts, this is a popular way of consolidating any debts that may be spread out across various accounts. 

For example, somebody may have debt on a credit card or two or a high interest personal loan, all of this can be difficult to keep up with. For that reason, people may take a capital raise bridging loan to streamline all payments and opt for a lower interest rate in the process.

Investment into Property

 

Another way that people may use bridging and development finance is to invest in further property. Sometimes, to be reactive when it comes to buying property it is important to have funds fast, bridging loans make this reactiveness possible.

Home Emergencies 

 

It is rare that people are always prepared for residential emergencies. For example, a boiler breakdown can be detrimental in the winter, yet more than anything, incredibly expensive. Having access to a fast bridging loan can ensure that your family isn’t waiting around for fixes.

Benefits of a Fast Bridging Loan

One of the main benefits for those that apply for bridging finance is the speed; the loan is designed to be accessible, fast and for users to seize opportunities as they come.

 

Another key benefit from us at MS Lending Group is that we offer a bridging loan with no valuation, this is provided on loans up to £500,000 on residential commercial and semi-commercial purchases. 

 

This encourages speed, ensuring that you can get what you need without lengthy processes. 

 

Ultimately, we aim to make lending simple. You can rest assured that a residential capital raise bridging loan from us will provide you with the financial freedom to wait no longer, and get the job done with speed and confidence.

Why Choose Us for Residential Capital Raise Bridging Loan

At MS Lending Group, we are a trustworthy lender that puts our clients first.

 

Working with us ensures that you’re no longer waiting for time consuming mortgages or bank loans. Instead, with our efficiency, you’re able to capitalise and act reactively. 

 

Speak to us today to find out how we can help you secure your next venture with our financial assistance.

  • How Much Does Residential Bridging Finance Cost?
    Bridging finance rates depend on the loan to value, customers credit and the property type. To get started, contact our team and we'll get back to you within 24 hours with an agreement in principle.
  • How Long Does a Residential Bridging Loan Take?
    We can complete in as little as 48 hours from enquiry to completion. Bridging loans are usually arranged within 24 hours and come with flexible repayment options so that repayments fit around your lifestyle and budget. The interest rate varies depending on many factors including how much money has been borrowed and how long the loan lasts for.
  • Is an Exit Strategy Required on Application?
    An exit strategy is always required before committing to a bridging loan. It is important the lender knows how you plan to repay the finance whether this is through a sale or a longer term refinancing option.

OUR PRODUCTS

RESIDENTIAL PURCHASES

Up to 75%

Residential Purchase Bridging Loan – Up to 75% 

SEMI COMMERCIAL

Up to 70%

Semi Commercial Bridging Loan – Up to 70% 

RESIDENTIAL CAPITAL RAISE

Up to 70%

Residential Capital Raise Bridging Loan – Up to 70% 

COMMERCIAL

[ EXCLUDING LAND ]

Up to 65%

Commercial Bridging Loan, excluding Land – Up to 65% 

HMO’S

Up to 70%

HMO's Bridging Loan – Up to 70% 

LAND

Up to 50%

Land Bridging Loan – Up to 50% 

NO MINIMUM LOAN SIZE

MAX LOAN £3 MILLION

12 MONTHS AS STANDARD

18 MONTHS ON REQUEST

2ND CHARGES AVAILABLE

NO VALUATION

ON LOANS UP TO £500,000 ON RESIDENTIAL COMMERCIAL AND SEMI-COMMERCIAL PURCHASES.

DESKTOP VALUATION

ON LOANS UP TO £2 MILLION.

SUBJECT TO INTERNAL REVIEW

RESPONSIVE, RELIABLE & FLEXIBLE

NO Minimum Bridge Term   •   2% Arrangement Fee   •   Exit Fee - 1 Month Interest

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