top of page

SEMI COMMERCIAL
BRIDGING LOAN

Find out about our semi commercial bridge loan product here, we are proud to bring to you our fast, reliable and convenient option to bridging finance so you don’t have to wait around any longer for solutions to pursue business ventures.

What Is a Semi Commercial Bridging Loan?

In simple terms this kind of loan is for those opting for semi bridging loans for commercial property, while still using the property for other purposes. This might include, for instance, a property that is used for commercial use and residential use simultaneously. 

 

The loan essentially covers costs for purchasing such property, helping to bridge the gap between the purchase of a new semi-commercial property and the income of the funds for such from elsewhere.

Benefits of Semi Commercial Bridging Loans

There are a huge range of benefits of commercial bridging finance, but the key is how reactive you’re able to be when it comes to finding the right property. 

 

We understand that it is incredibly frustrating when you wish to jump at an opportunity but there are other external issues stopping you from doing as such. These issues make for stunts in a business’ progress, stopping you from being able to jump at opportunities when they arise. 

 

However, with the help of commercial mortgage bridging finance from the likes of us at MS Lending Group, you’re able to bridge this gap and have the potential to jump at a semi commercial property when it lands on the market without waiting around to sell your previous. 

 

We get the funds fast, in a secure manner and understand how important it is to get the right plan in place, so count on us to be your partner during this time and lean on us for fast financial solutions.

What Semi Commercial Bridging Loans Can Be Used for

Our commercial bridging finance lenders offer a range of solutions, but some of the most common usages of these bridging loans include, but aren’t limited to:

 

  • Properties for mixed use (e.g retail units on the ground floor & residential units above)

  • Developments for mixed use (e.g. large scale developments that consider both commercial and residential property)

  • Property conversions either from retail to commercial or vice versa


So, whenever you are in a situation that requires bridging finance, commercial property apparent, then you can rely on us for the solution. If you find yourself in any situation, get in touch with us today for more information on how we can help your business ventures soar.

Why Choose MS Lending Group

So, why should you trust us to handle bridging finance for semi commercial property ventures? 

 

We have been trusted by numerous people, all looking to kick start their business, so it is incredibly important to us to help you as quickly as possible, without compromising on quality of service.

 

Choose us for bridging loans for business and talk to us about how we can help you.

  • What is a Residential Bridging Loan?
    A bridging loan is a short- term financing option used to help bridge the gap between the purchase of a new property and the sale of an existing one. They are generally used to help complete quickly in the property market. A bridging loan is designed to provide immediate funds. This can be to cover immediate expenses, such as the down payment on a new property, while waiting for the proceeds from the sale of the current property, or to help acquire a property in a busy market. With a quick application process and a shorter repayment period, bridging loans are a convenient solution for clients in need of temporary and fast funding to facilitate a smooth transition during property transactions.
  • Why Do I Need a Residential Bridging Loan?
    A bridging loan is of benefit if you need money quickly, if you want to pose as a cash buyer to gain an advantage in the property market, if you purchase a property at auction but cannot get the funds ready on time. A bridging loan can also help facilitate and improve a property before remortgaging onto a long term regulated mortgage. If a customer has adverse credit, and may need 12 months to improve their credit, a bridging loan is often a good solution.
  • How Much Does Residential Bridging Finance Cost?
    Bridging finance rates depend on the loan to value, customers credit and the property type. To get started, contact our team and we'll get back to you within 24 hours with an agreement in principle.
  • How Does a Residential Bridging Loan Take?
    We can complete in as little as 48 hours from enquiry to completion. Bridging loans are usually arranged within 24 hours and come with flexible repayment options so that repayments fit around your lifestyle and budget. The interest rate varies depending on many factors including how much money has been borrowed and how long the loan lasts for.
  • Is an Exit Strategy Required on Application?
    An exit strategy is always required before committing to a bridging loan. It is important the lender knows how you plan to repay the finance whether this is through a sale or a longer term refinancing option.
  • What is a Bridge to Let Loan?
    A bridge to let loan is aimed specifically at the buy-to-let market. The loan is often used to secure the property whilst works are carried out or until a long term buy to let regulated mortgage is put in place.

OUR PRODUCTS

RESIDENTIAL PURCHASES

Up to 75%

Residential Purchase Bridging Loan – Up to 75% 

SEMI COMMERCIAL

Up to 70%

Semi Commercial Bridging Loan – Up to 70% 

RESIDENTIAL CAPITAL RAISE

Up to 70%

Residential Capital Raise Bridging Loan – Up to 70% 

COMMERCIAL

[ EXCLUDING LAND ]

Up to 65%

Commercial Bridging Loan, excluding Land – Up to 65% 

HMO’S

Up to 70%

HMO's Bridging Loan – Up to 70% 

LAND

Up to 50%

Land Bridging Loan – Up to 50% 

NO MINIMUM LOAN SIZE

MAX LOAN £3 MILLION

12 MONTHS AS STANDARD

18 MONTHS ON REQUEST

2ND CHARGES AVAILABLE

NO VALUATION

ON LOANS UP TO £500,000 ON RESIDENTIAL COMMERCIAL AND SEMI-COMMERCIAL PURCHASES.

DESKTOP VALUATION

ON LOANS UP TO £2 MILLION.

SUBJECT TO INTERNAL REVIEW

RESPONSIVE, RELIABLE & FLEXIBLE

NO Minimum Bridge Term   •   2% Arrangement Fee   •   Exit Fee - 1 Month Interest

APP FORM

bottom of page