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LAND BRIDGING

At MS Lending Group we understand the need for flexible financing options that are fast and efficient.

Our land bridging loans are designed to provide swift and tailored solutions to bridge the gap between your current financial situation and your objectives.

Whether you're an investor, property developer or individual seeking to capitalise on land opportunities, our dedicated team at MS Lending Group are here to assist you every step of the way.

What Is a Land Bridging Loan?

Bridging finance for land serves as a temporary solution to cover the gap between the purchase of land and the securing of long term financing.

 

Land bridging loans are a short term financing option designed to facilitate the purchase of land or property with the intention of development or resale.

How Can Land Bridging Finance Be Used?

Land bridging finance can be utilised for a number of purposes, these include but are not limited to:

 

  • Settling urgent financial obligations related to land transactions

  • Acquiring land for property development projects

  • Purchasing land for investment with land bridging loans

  • Commercial bridging loan for property development such as refurbs and renovations.

Lending Criteria for Land Bridging Finance

Our lending criteria is designed to be flexible which allows us to accommodate a variety of borrower profiles and project requirements. While specific criteria may vary depending on the nature of the transaction, common factors we consider include:

 

  • Valuation of the land 

  • Feasibility and profitability of the project

  • Borrower's creditworthiness and financial stability

  • Strategy for repayment of the bridging loan

Advantages of Land Bridging Finance

Choose MS Lending Group for all your land bridging finance needs, we offer several key advantages that include quick approval and funding to help you capitalise on time sensitive opportunities. Flexibility as our financing solutions are tailored to suit your specific needs. 

 

Our expertise in land bridging loans is unmatched, you will gain access to our team of experienced professionals who understand the complexities of land transactions. Not only will you avail of our expertise we are also here to support you every step of the way, from applying for bridging finance to the repayment.

  • How Much Does Residential Bridging Finance Cost?
    Bridging finance rates depend on the loan to value, customers credit and the property type. To get started, contact our team and we'll get back to you within 24 hours with an agreement in principle.
  • How Long Does a Residential Bridging Loan Take?
    We can complete in as little as 48 hours from enquiry to completion. Bridging loans are usually arranged within 24 hours and come with flexible repayment options so that repayments fit around your lifestyle and budget. The interest rate varies depending on many factors including how much money has been borrowed and how long the loan lasts for.
  • Is an Exit Strategy Required on Application?
    An exit strategy is always required before committing to a bridging loan. It is important the lender knows how you plan to repay the finance whether this is through a sale or a longer term refinancing option.

OUR PRODUCTS

RESIDENTIAL PURCHASES

Up to 75%

Residential Purchase Bridging Loan – Up to 75% 

SEMI COMMERCIAL

Up to 70%

Semi Commercial Bridging Loan – Up to 70% 

RESIDENTIAL CAPITAL RAISE

Up to 70%

Residential Capital Raise Bridging Loan – Up to 70% 

COMMERCIAL

[ EXCLUDING LAND ]

Up to 65%

Commercial Bridging Loan, excluding Land – Up to 65% 

HMO’S

Up to 70%

HMO's Bridging Loan – Up to 70% 

LAND

Up to 50%

Land Bridging Loan – Up to 50% 

NO MINIMUM LOAN SIZE

MAX LOAN £3 MILLION

12 MONTHS AS STANDARD

18 MONTHS ON REQUEST

2ND CHARGES AVAILABLE

NO VALUATION

ON LOANS UP TO £500,000 ON RESIDENTIAL COMMERCIAL AND SEMI-COMMERCIAL PURCHASES.

DESKTOP VALUATION

ON LOANS UP TO £2 MILLION.

SUBJECT TO INTERNAL REVIEW

RESPONSIVE, RELIABLE & FLEXIBLE

NO Minimum Bridge Term   •   2% Arrangement Fee   •   Exit Fee - 1 Month Interest

APP FORM

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