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PRODUCTS

At MS Lending Group we do not believe in putting people or properties in boxes. Every case is different, and every loan is individually underwritten. Please treat the below purely as a guide, and send us any enquiries big or small, even if it does not fit with the below.

NO MINIMUM LOAN SIZE

MAX LOAN £3 MILLION

12 MONTHS AS STANDARD

18 MONTHS ON REQUEST

2ND CHARGES AVAILABLE

NO VALUATION

ON LOANS UP TO £500,000 ON RESIDENTIAL COMMERCIAL AND SEMI-COMMERCIAL PURCHASES.

DESKTOP VALUATION

ON LOANS UP TO £2 MILLION.

SUBJECT TO INTERNAL REVIEW

OUR PRODUCTS

RESIDENTIAL PURCHASES

Up to 75%

Residential Purchase Bridging Loan – Up to 75% 

SEMI COMMERCIAL

Up to 70%

Semi Commercial Bridging Loan – Up to 70% 

RESIDENTIAL CAPITAL RAISE

Up to 70%

Residential Capital Raise Bridging Loan – Up to 70% 

COMMERCIAL

[ EXCLUDING LAND ]

Up to 65%

Commercial Bridging Loan, excluding Land – Up to 65% 

HMO’S

Up to 70%

HMO's Bridging Loan – Up to 70% 

LAND

Up to 50%

Land Bridging Loan – Up to 50% 

RESPONSIVE, RELIABLE & FLEXIBLE

NO Minimum Bridge Term   •   2% Arrangement Fee   •   Exit Fee - 1 Month Interest

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A PURE DAY RATE BRIDGING PRODUCT

Are you searching for a short term bridging finance solution whilst your sale or re-finance takes place? Or perhaps you need help to be more agile in the market?

 

Introducing the MS Lending Group Day Rate product - where you only pay for the day.  

 

Whether you need funds for as little as a day, or as long as 3 months,

the Day Rate has got you covered.

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RESIDENTIAL
FIRST CHARGE ONLY

NO MINIMUM TERM

MAX TERM 3 MONTHS

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MSXC PRODUCT

Have you already exchanged and / or need to complete within 4 weeks or less? We have the perfect product for you.

Introducing MSXC, MS Lending Group’s exchange product.

Whether it’s an auction purchase, a close completion or just a tight timescale.

 

We can do it!

 

Known for our quick completions and doing exactly what we say we’ll do, here’s a product for it. 

NO FULL VALUATION

UP TO £750,000

DESKTOP VALUATION

AVAILABLE UP TO £2 MILLION ON RESIDENTIAL &

COMMERCIAL PROPERTIES

We like to keep it simple...

  • All credit types considered subject to plausibility.

  • Up to 75% on residential purchases.

  • Up to 70% on semi-commercial and commercial purchases.

  • Guaranteed legals instructed same day as acceptance.

Want to learn more about our Day Rate product?

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ESG PRODUCT

In today’s rapidly changing business climate, attention to ESG issues are becoming critical to long-term competitive success.

 

Sustainability and ESG are now more important than ever.

ENERGY PERFORMANCE

On redemption MS Lending Group will refund the borrower £1,000 if improvements have been made to the EPC rating during the term of our loan.
(Minimum rating of a C required)

  • Copy of current EPC rating required before completion, and updated EPC evidenced on redemption.

  • Available on both purchases and cap raises.

  • Residential properties only.

  • Energy Performance products only available for loans paid back within the term agreed.

SOCIAL HOUSING & CHARITIES

RESIDENTIAL PURCHASES

Up to 85%

COMMERCIAL PURCHASES

Up to 75%

Signed agreement for lease must be evidenced before completion of the loan by either a Housing Association, Registered Provider, Registered Charity or Community Interest Company (C.I.C).

 

All leases must have a minimum of 10 years unexpired.

 

Properties must not be currently occupied by a Housing Association, Registered Provider, Registered Charity or Community Interest Company (C.I.C).

ABOUT OUR PRODUCTS

We offer a range of services, from commercial bridging finance loans and residential bridging loans to one of a kind Day Rate loans.

 

We’re dedicated to providing clients with pure financial freedom, with our flexible bridging loans you’re able to act reactively ensuring you never miss an opportunity to secure a deal. 

 

With our loans, time is finally on your side with residential bridging finance. With every client, we aim for long-standing relationships so you can always have somebody to count on when it comes to fast funds. 

 

Why Choose MS Lending Group for Bridging Loans

 

Whether you’re on the market for bridging finance for commercial property or auction finance we cover it all. 

 

We make lending easy, simply come to us for a no-valuation loan for up to £500,000.

 

Our bridging loan offers a no minimum and 3 million maximum range so no matter the size of the project or residential needs, we have you covered. 

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