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HMO BRIDGING FINANCE MANCHESTER

At MS Lending Group, we understand that Manchester is a prime location for property investments, especially in Houses in Multiple Occupation (HMOs). 

 

With its thriving rental market and growing demand for shared living spaces, Manchester presents an excellent opportunity for landlords, investors, and developers. 

 

That being said, our HMO Bridging Finance solutions are designed to help you capitalise on these opportunities with speed, flexibility, and transparency from our team at MS Lending Group.

What Is HMO Bridging Finance?

HMO Bridging Finance is a quick and short-term loan solution specifically tailored for property investors looking to finance HMOs.

 

Whether you’re purchasing, refurbishing, or converting a property into an HMO, this type of finance bridges the gap between your initial purchase or renovation costs and your longer-term financing options.

 

It’s an ideal solution for those who need quick access to funds to secure a property or complete necessary works before refinancing or selling.

 

At MS Lending Group, our HMO Bridging Finance services in Manchester offers competitive interest rates, flexible repayment terms, and a streamlined approval process to ensure you can act competitively in the fast paced property market that is Manchester.

How to Apply for HMO Bridging Finance in Manchester

Applying for HMO Bridging Finance with MS Lending Group is a simple and efficient process, designed to get you the funds you need without unnecessary delays. 

 

While every provider is slightly different, the general consensus of the process is as follows:

 

Step 1: Making initial contact

 

Talk to us at MS Lending Group if you’re in Manchester looking for a provider of HMO bridging finance, enquiring allows us to get back to you quickly so you’re able to act fast in situations that require reactiveness. We are prompt in ensuring that you get the help you need rapidly.

 

Step 2: Consultation

 

When we have a consultation, we can talk about how our services for HMO bridging finance in Manchester would suit your personal circumstances. Reach out to our expert team to discuss your HMO project and specific financing needs and we’ll provide you with tailored advice and outline the best financing options available that we offer here at MS Lending Group.

 

Step 3: Complete the Application Process

 

Submit your application along with the required documentation. Our streamlined process ensures a quick assessment, allowing you to move forward with your investment plans sooner rather than later.

 

Step 3: Receive Your Funds and Get To Work

 

Once your application is approved, we’ll finalise the terms and transfer the funds. Our goal is to have your HMO Bridging Finance in place within a few days, so you can get started on your project without delay.

What to Use HMO Bridging Finance Funds for

HMO Bridging Finance is versatile and can be used for a variety of purposes, particularly for HMO investments in Manchester, some of the key ways these funds are commonly used include, but aren’t limited to:

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Whatever your specific needs, MS Lending Group provides the flexibility and support you need to make your HMO investment a success.

How We Help with HMO Finance in Manchester

At MS Lending Group, we pride ourselves on being more than just a lender. 

 

We offer comprehensive support throughout your HMO investment journey in Manchester, boasting expert guidance from our skilled team. Our team is comprised of experience and expertise in every kind of bridging finance for a rounded approach to lending.

 

Collectively we bring extensive experience in the HMO market. Whether you’re a first-time investor or a seasoned pro, we provide the insights and advice needed to navigate the complexities of HMO investments.

 

We understand that every HMO project is unique, and so are our financing solutions. We offer flexible terms that can be customised to fit the specific requirements of your project, ensuring you get the best possible outcome.

 

Not only that, but in the realm of bridging finance, we know that time is of the essence in property transactions in particular. Our quick approval process and prompt disbursement of funds mean you can seize opportunities in Manchester’s dynamic property market without unnecessary delays.

 

Don’t let financing constraints limit your potential. Partner with MS Lending Group and reveal the power of our HMO Bridging Finance solutions.

 

Contact us today to arrange a consultation and take the first step toward a successful HMO investment in Manchester.

  • How Much Does Residential Bridging Finance Cost?
    Bridging finance rates depend on the loan to value, customers credit and the property type. To get started, contact our team and we'll get back to you within 24 hours with an agreement in principle.
  • How Long Does a Residential Bridging Loan Take?
    We can complete in as little as 48 hours from enquiry to completion. Bridging loans are usually arranged within 24 hours and come with flexible repayment options so that repayments fit around your lifestyle and budget. The interest rate varies depending on many factors including how much money has been borrowed and how long the loan lasts for.
  • Is an Exit Strategy Required on Application?
    An exit strategy is always required before committing to a bridging loan. It is important the lender knows how you plan to repay the finance whether this is through a sale or a longer term refinancing option.

OUR PRODUCTS

RESIDENTIAL PURCHASES

Up to 75%

Residential Purchase Bridging Loan – Up to 75% 

SEMI COMMERCIAL

Up to 70%

Semi Commercial Bridging Loan – Up to 70% 

RESIDENTIAL CAPITAL RAISE

Up to 70%

Residential Capital Raise Bridging Loan – Up to 70% 

COMMERCIAL

[ EXCLUDING LAND ]

Up to 65%

Commercial Bridging Loan, excluding Land – Up to 65% 

HMO’S

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Up to 70%

HMO's Bridging Loan – Up to 70% 

LAND

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Up to 50%

Land Bridging Loan – Up to 50% 

NO MINIMUM LOAN SIZE

MAX LOAN £3 MILLION

12 MONTHS AS STANDARD

18 MONTHS ON REQUEST

2ND CHARGES AVAILABLE

NO VALUATION

ON LOANS UP TO £500,000 ON RESIDENTIAL COMMERCIAL AND SEMI-COMMERCIAL PURCHASES.

DESKTOP VALUATION

ON LOANS UP TO £2 MILLION.

SUBJECT TO INTERNAL REVIEW

RESPONSIVE, RELIABLE & FLEXIBLE

NO Minimum Bridge Term   •   2% Arrangement Fee   •   Exit Fee - 1 Month Interest

APP FORM

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