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MS Lending Group's new ESG product

Updated: Sep 5, 2023

MS Lending Group Logo

In today’s rapidly changing business climate, attention to ESG issues are becoming critical to long-term competitive success. Sustainability and ESG are now more important than ever. MS Lending Group recognise this and are taking a proactive approach to ESG policies and messaging.

After funding over £25m of business last year, in our first year of trading, MS Lending Group have launched 2 new products as part of its market leading ESG product range.

MS Lending Group will lend upto 85% on residential purchases, and upto 75% on commercial purchases. Both of these products are available when there is a signed agreement for lease in place with a: Housing Association, Registered Provider, Community Interest Companies ( C.I.C ), or Registered Charity.

Furthermore, clients purchasing a property will benefit from a 1% refund of the total gross loan amount on redemption, when improvements to the EPC rating are made.

Michael Stratton, CEO & Founder said on the launch, ‘ ESG has been high on the agenda for MS Lending for some time and I am extremely excited and proud that we have been able to launch these market leading products. We have thought long and hard about what we feel the products need to look like to make sure the customer, as ever, is at the forefront of everything we do. The products will not only help our customers during their acquisition / refurbishment stage, but with their onward exit be it longer term finance or sale.’

‘By incentivising efficiency our customers will not only save on costs but it will also make their property more valuable in the long term. The 1%, coupled with the enhanced LTV’s, highlight how committed we are as a lender to integrating environmental, social, and governance factors into our funding decisions and processes.’

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