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Thank You

We'll be in touch to discuss your requirements shortly.

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At MS Lending Group we do not believe in putting people or properties in boxes. Every case is different, and every loan is individually underwritten. Please treat the below purely as a guide, and send us any enquiries big or small, even if it does not fit with the below.

NO MINIMUM LOAN SIZE

MAX LOAN £3 MILLION

12 MONTHS AS STANDARD

18 MONTHS ON REQUEST

2ND CHARGES AVAILABLE

NO VALUATION

ON LOANS UP TO £500,000 ON RESIDENTIAL COMMERCIAL AND SEMI-COMMERCIAL PURCHASES.

DESKTOP VALUATION

ON LOANS UP TO £1 MILLION.

SUBJECT TO INTERNAL REVIEW

RESIDENTIAL PURCHASES

Up to 75%

SEMI

COMMERCIAL

Up to 70%

RESIDENTIAL CAPITAL RAISE

Up to 70%

COMMERCIAL

[ EXCLUDING LAND ]

Up to 65%

HMO'S

Up to 70%

LAND

Up to 50%

RESPONSIVE, RELIABLE & FLEXIBLE

NO Minimum Bridge Term   •   2% Arrangement Fee   •   Exit Fee - 1 Month Interest

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ESG PRODUCTS

In today’s rapidly changing business climate, attention to ESG issues are becoming critical to long-term competitive success. Sustainability and ESG are now more important than ever.

ENERGY PERFORMANCE

On redemption MS Lending Group will refund the borrower 1% of the total gross loan amount if improvements have been made to the EPC rating during the term of our loan.
(Minimum rating of an E required)

  • Copy of current EPC rating required before completion, and updated EPC evidenced on redemption.

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  • Available on both purchases and cap raises.

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  • Residential properties only.

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  • Energy Performance products only available for loans paid back within the term agreed.

SOCIAL HOUSING & CHARITIES

RESIDENTIAL PURCHASES

Up to 85%

COMMERCIAL PURCHASES

Up to 75%

Signed agreement for lease must be evidenced before completion of the loan by either a Housing Association, Registered Provider, Registered Charity

or Community Interest Company (C.I.C).

 

All leases must have a minimum of 10 years unexpired.

 

Properties must not be currently occupied by a Housing Association, Registered Provider, Registered Charity or Community Interest Company (C.I.C).

APP FORM

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